Young Roofer Injured in Motorcycle Crash Wins Full Policy Settlement

Location: Loveland, Colorado
Injury: Right Knee Injury
Case Type: Motorcycle Crash – Uninsured Motorist (UM) Claim

Dominick loved his work as a roofer. He worked hard every day to support his wife and young child. One clear afternoon, he was riding his motorcycle home through Loveland, Colorado. The light was green. The road was open. Everything seemed normal.

But in one split second, everything changed.

Another car suddenly turned left, right into Dominick’s lane. There was no time to stop. No room to swerve. The impact threw Dominick from his motorcycle. He landed hard on the pavement. His right knee was badly hurt. His bike was destroyed.

What do you do when someone hits you and has no insurance? How do you pay for doctor bills?

These were the questions Dominick faced.

The Police Report

Police came to the scene. They looked at the crash carefully. They talked to witnesses. They checked the car and the motorcycle.

The police said the other driver broke the law. The driver did not yield the right of way. The officer gave the driver a ticket.

So, Dominick was not at fault. But there was a big problem. The other driver had no insurance.

Finding a Solution

Dominick called our office. He was worried and unsure what to do next.

We looked at his insurance. He had Uninsured Motorist coverage.

What is Uninsured Motorist coverage? It is protection if someone hurts you and has no insurance. Many people do not know how important it is. Dominick was lucky he had it.

We told him we could claim his own insurance. That can be tricky. Insurance companies often try to pay less.

That is why having a good lawyer matters.

Building the Case

We collected all the evidence. Police reports. Witness statements. Pictures. Doctor bills. Records of his lost work.

Dominick’s knee injury was serious. He could not climb, lift, or work on roofs. He missed many days of work. He had pain and stress.

We showed clearly how the crash hurt his body, his job, and his life. We made sure his insurance company could see the full story.

Getting the Full Payment

Insurance companies sometimes offer very low amounts first. They hope you will accept it.

We did not let that happen. We pushed for the full amount. We argued about the facts. We showed the injuries and the bills.

Finally, we got the full policy limits from Dominick’s insurance.

This meant he got the most money possible. Every dollar he paid for insurance worked exactly as it should.

A New Start for Dominick and His Family

The money helped Dominick pay for medical care and lost wages. It also gave him a fresh start.

He moved to Iowa to be close to family. He found a new job. He could care for his wife and child without worry.

Dominick said he was very thankful. He told us that our help gave him hope and peace of mind when he felt lost.

How many people face crashes like this and don’t have UM coverage? How many families struggle because they do not know their options?

Why This Case Matters

Dominick’s story shows why Uninsured Motorist coverage is so important. You cannot control other drivers. You cannot make them buy insurance. But you can protect yourself.

At Allen Accident Law, we fight for people who get hurt by careless drivers. We make sure insurance companies pay what is fair. We guide families. We protect lives.

Dominick got the help he needed. He got the full insurance payment. And he got a chance to start over with his family.

That is why having the right coverage and a strong lawyer makes all the difference.